Commercial Underwriter

Job description

Aviva has an  excellent opportunity  in our Winnipeg Commercial Insurance Underwriting Branch. We are recruiting for a Commercial Lines Underwriter (Property & Casualty) to help expand our business.

As an Underwriter the accountability in this role is to drive profitable growth through quality underwriting of our small to medium-sized commercial accounts in all business segments, which typically fall below  the annual premium band of $25,000. As an Underwriter, you are accountable to collaborate with internal partners to identify new business opportunities and to provide superior technical expertise to brokers and customers to price the risk appropriately. 

What You’ll Do:

·  Qualify and underwrite accounts deal through understanding needs and risk characteristics of the customer, ensuring benefit from both top-line and profitability perspective.
·  Develop and maintain relationships cross-functionally and with external stakeholders, to deliver exceptional broker and customer service.
·  Maintain the quality and profitability of the portfolio, and refer all risks outside established authority level to Specialist.
·  Help identify areas of concern regarding loss ratios, risk trends, or other discrepancies, applying remediation strategies as appropriate.
·  Build knowledge of all Information Systems/Programs within Commercial Insurance.
·  Participate in Quality Reviews and audits as required.
·  Support maintenance of a compliant UW environment in relation to guidelines and rules.

What You’ll Bring:

·  2+ years experience in the insurance industry ideally as commercial lines underwriter with property and casualty policies.
·  Post-secondary education (Business or related discipline) or equivalent practical experience
·  CIP/FCIP preferred
·  Strong knowledge of underwriting, pricing and product in various segments
·  Working knowledge of other functional areas (i.e. Claims, Risk Management, Accounting, etc.).
·  Strong level of understanding of underwriting philosophy, policy contracts, rating programs, risk information sources, underwriting/technical manual information, statuary constraints, and computer workflow procedures.
·  Proficiency with Microsoft Office Suite, RTM, Commercial systems and other related systems.
·  Ability to interact in a professional manner to develop long-term relationships with brokers and customers.
·  Ability to work with internal business partners to deliver a great broker and customer experience.
·  Ability to be self-motivated and proactively pursue potential business opportunities with brokers and customers.
·  Ability to listen to broker and customer needs in order to effectively and efficiently meet them.

What you’ll get:

· 
Compelling rewards package including base compensation, eligibility for annual bonus, retirement savings, share plan, health benefits, personal wellness, and volunteer opportunities.

· 
Exceptional Career Development opportunities.

· 
We’ll support your professional development education.

· 
Competitive vacation package with the option to purchase 5 extra days off per year

· 
Employee driven programs focused on gender, LGBTQ+, origins, diversity and inclusion

· 
Corporate wellness programs to support our employees’ physical and mental health

Additional Information:

Aviva Canada has an accommodation process in place to provide accommodations for employees with disabilities. If upon commencement of employment you require a specific accommodation because of a disability, please contact your Talent Acquisition Partner so that an appropriate accommodation can be arranged. This process applies throughout your career with Aviva Canada.