Risk Analyst

Job description

Responsibilities

• Underwrite credit limits upon requests consistently, within required response time.
• Assess buyers with all information available and his/her own market knowledge.
• Monitor risk portfolio in a certain industry.
• Be able to well explain the reasons for limit decisions to our clients
• Be responsible for a dedicated customer’s buyer limit portfolio. Steer it and provide a pro-active service level, according to PH classification.
• Regularly meet our customers and brokers to communicate our underwriting stance.
• Organize telephone conferences internally and externally.
• Contribute to supporting Commercial team in steering customer’s loss ratio and implementing necessary actions to ensure or restore profitability of the portfolio

Requirements:

• Market and technical knowledge
• Strong financial analysis skills
• Knowledge in dedicated business industries
• Strong business/ financial assessment skills
• Demonstrate commercial awareness

Interpersonal skills:

• Be a good communicator and able to convince clients about all decisions taken.
• Be able to conduct business visits and contacts independently.
• Be able to build long-term customer relationship, even in a context of restrictive decisions and deteriorated market environment
• Be passionate about artificial intelligence and are eager to drive advancements in AI-driven solutions

Summary of Qualifications:

• Minimum Bachelor’s Degree in Accounting, Finance, Economics, Management, or Business Administration
• Fluent in spoken and written English
• Computer literacy: Skillful in MS Office applications