Credit Analyst

Job description

The IBM Global Financing Center, which commenced operations in Malaysia in 2006, is a cross-functional organization that provides expert business support, pricing, credit, IT and business controls for IBM Global Financing business across IBM's140 growth market countries. The Center's mission is to provide responsive and effective support services to internal clients to facilitate the achievement of planned business results and client satisfaction.
·  The analyst will perform financial and non financial analysis on IBM's customer set. Through that analysis and knowledge of the industry, the analyst will be expected to make a firm, informed recommendation. Increasingly, recommendations are not simply a yes / no equation, with the analyst expected to provide input into creating the right structure to enhance IBM's credit position but enable IBM to win the bid.
·  This will largely involve working with senior credit analysts. The analyst will work with Regional Credit teams.
·  The analyst must be able to utilize and have knowledge of all information sources available to them. This will include credit agencies and other internet based products.
·  The analyst is also expected to take a leading role in an industry sector or a certain credit function. Applicants will be proactive in managing credit risk in that sector/function and providing guidance to IBM regarding the IBM customer set in that sector/function. Requirements:
·  Posses at least a Professional Degree, Post Graduate Diploma, Finance/Accounting/Economics) qualifications
·  Preferably with 2-3 years of strong Credit experience in the banking industry
·  Meticulous, analytical and a fast learner
·  Able to multitask and meet timelines
·  Good communication and interpersonal skills
·  Team player
·  Strong analytical and problem solving skills
·  Able to work independently
·  Able to work under pressure and meet tight deadlines
·  Able to communicate fluently in English and Japanese. Preferably with JLPT N2 & N1.

Auto req ID

272655BR
Required Education

Associate's Degree/College Diploma
Role ( Job Role )

Credit Analyst
State / Province

SELANGOR
Primary job category

Finance
Company

(1451) IBM Capital Malaysia Sdn.Bhd.
Contract type

Regular
Employment Type

Full-Time
Is this role a commissionable/sales incentive based position?

No
Travel Required

No Travel
IBM Business Group

GF
Preferred Education

Associate's Degree/College Diploma
City / Township / Village

PETALING JAYA
Being You @ IBM

IBM is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. IBM is also committed to compliance with all fair employment practices regarding citizenship and immigration status.
Required Technical and Professional Expertise

·  Posses at least a Professional Degree, Post Graduate Diploma, Finance/Accounting/Economics) qualifications
·  Must be able to speak fluent JAPANESE AND ENGLISH
·  Preferably with 2-3 years of Audit or Credit experience
·  Meticulous, analytical and a fast learner
·  Able to multitask and meet timelines
·  Good communication and interpersonal skills
·  Team player
·  Strong analytical and problem solving skills
·  Able to work independently
·  Able to work under pressure and meet tight deadlines
Country/Region

Malaysia
Preferred Technical and Professional Experience

·  Posses at least a Professional Degree, Post Graduate Diploma, Finance/Accounting/Economics) qualifications
·  Must be able to speak fluent JAPANESE AND ENGLISH
·  Preferably with 2-3 years of Audit or Credit experience
Secondary Job Category

Other Finance
Eligibility Requirements

·  Posses at least a Professional Degree, Post Graduate Diploma, Finance/Accounting/Economics) qualifications
·  Must be able to speak fluent JAPANESE AND ENGLISH
·  Preferably with 2-3 years of Audit or Credit experience
Position Type

Professional
Early Professional Track

Not Applicable - Professional Hire
Location Statement

For additional information about location requirements, please discuss with the recruiter following submission of your application.
Introduction

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About Business Unit

IBM Global Financing (IGF), the lending and leasing division of IBM, is a worldwide leader in information technology financing that provides financial service excellence, to accelerate value from technology and help our clients achieve the next best thing. IGF provides funding to more than 125,000 customers in more than 40 countries, enabling our customers to buy or lease hardware, software, and services not only from IBM, but from any technology vendor. Some institutions finance purchases. We finance possibilities.
About IBM

IBM's greatest invention is the IBMer. We believe that progress is made through progressive thinking, progressive leadership, progressive policy and progressive action. IBMers believe that the application of intelligence, reason and science can improve business, society and the human condition. Restlessly reinventing since 1911, we are the largest technology and consulting employer in the world, with more than 380,000 IBMers serving clients in 170 countries.