Risk Underwriter, Singapore

Job description

Allianz Trade is a leader in the trade credit insurance market and embraces innovative technologies. We utilize Artificial Intelligence powered tools and encourage candidates with a basic understanding of commonly used platforms, as well as an awareness of best practices and the potential risks associated with AI in the workplace to apply.

The ideal candidate would have 3-5 years of experience in a corporate credit analysis role and would come from financial services background (banking, asset backed lending, rating agency). This is a client facing role, which requires not only strong core technical skills, but also ability to work under pressure. The candidate must have excellent communication skills, as he/she will be involved in meetings/discussions with senior management of our clients/prospects in Singapore (and occasionally other ASEAN countries).

Job Responsibility:

• Decide credit limit requests consistently, within response time included in Risk Business Model by assessing buyer with all information available in the in the Allianz Trade Risk database and his/her own market knowledge
• Monitoring of the risk portfolio by requesting further information to Risk office, according to Information Quality Standards
• Be responsible for a dedicated portfolio of customers, steer it and provide a pro-active service level, according to policy holder classification by regularly meet customers and brokers, organizing telephone conferences
• Contribute to support Commercial Department in steering customers loss ratio and implement necessary actions to ensure or restore profitability of a portfolio
• Any other ad hoc task assigned

Requirements

• Minimum 3-5 years’ experience in a financial institution or rating agency as a financial/credit analyst
• Strong analytical skills
• Excellent knowledge of the local economic and business environment 
• Expertise in specific trade sectors 
• Ability to interact with senior managers externally with a view to obtain information 
• Ability to network and forge relationships quickly in a multicultural environment
• Self-starter / Able to work independently
• Excellent interpersonal and communication skills
• Excellent command of English, both spoken and written essential