Risk Underwriter

Job description

Allianz Trade is a leader in the trade credit insurance market and embraces innovative technologies. We utilize Artificial Intelligence powered tools and encourage candidates with a basic understanding of commonly used platforms, as well as an awareness of best practices and the potential risks associated with AI in the workplace to apply.

Key Responsibilities

Reports To: Head of Risk, Malaysia

• Financial assessment of companies
• Decide credit limit requests consistently, within response time included in Risk Business Model

- Assess companies with all information available in the in Allianz Trade in ASEAN’s Risk database and his/her own market knowledge

- Monitor risk portfolio by requesting further information to Risk office, according to Information Quality Standards

• Responsible for a dedicated portfolio of customers, steer and provide a proactive service level, according to policy holder classification

- Regular meeting with customers and brokers via telephone conferences

• Contribute to support Commercial Department in steering customers loss ratio andimplement necessary actions to ensure or restore profitability of a portfolio
• Prepare sector reviews
• Proactive monitor portfolio of buyers

Job Requirements

• Minimum 3 years experience in a financial institution or rating agency as a financial/credit analyst
• Excellent knowledge of the local economic and business environment
• Expertise in specific trade sectors
• Good network with local banking / Trade Credit Insurance community
• Excellent analytical, interpersonal and communication skills
• Good command of both spoken and written English is key