Manager - Risk Policy

Job description

Job Number

2734561

Business

GE Capital

Business Segment

Capital International

About Us

“SBI Card offers Indian consumers access to a wide range of world-class, value-added payment products and services. SBI Card has a credit card base of over 2.5 million, spanning leading metros to emerging towns. It offers an extensive range of credit cards catering to the needs of diverse customer segments which includes lifestyle cards, Travel cards, Shopping cards, Classic cards, Exclusive co-branded cards and Corporate cards. SBI Card has been recognized by Asia BPO Summit with an award for ‘Excellence in Customer Services' 2012-13 and by Visa Inc. as the ‘Best Issuing Institution across India & South Asia' 2012, for fraud management.
SBI Cards and Payment Services Private Limited (SBI Card) is a joint venture between State Bank of India and GE Capital. Visit sbicard.com for more details.”

Posted Position Title

Manager - Risk Policy

Career Level

Experienced

Function

Risk Management

Function Segment

Risk Policy

Location(s) Where Opening Is Available

India

City

Gurgaon

Postal Code

122002

Relocation Assistance

No

Role Summary/Purpose

Manager - Pre-Acquisition Credit Risk Policy

Essential Responsibilities

1) Understanding of Organization's Risk Operating Framework and overall Risk Appetite.
2) Development of new programs /policies in line with business requirements and risk policies
3) Rationalizing and simplifying processes and policies, in line with business requirements
4) Custodian of credit risk policy document
5) Key Contact for sales, marketing and operations team
6) Responsible for automating credit policy checks in the system.

Desired profile

Qualifications/Requirements

1) 5+ years of work experience in risk or marketing roles.
2)Good working knowledge of Microsoft Excel. Knowledge of other quantitative tools like SAS, SPSS Modeler etc. would be beneficial.
3) Good working knowledge of under-writing and operational processes.
4)Must have the ability to work effectively within a team and be flexible to work on multiple projects
5)Self-starter, with demonstrable ability to work proactively and independently to drive results
6)Strong analytical and problem solving skills
7) Minimum of Master's degree in economics, statistics, operations research, mathematics, engineering, business, or related field with a strong quantitative emphasis

Desired Characteristics

Effective credit policies and processes, in line with business requirement and risk appetite
Business growth while maintaining portfolio quality (30+ 6 MOB%, application fraud etc.)
Prior experience of working in Credit Card industry
Prior experience in strategy / policy role