Health Pricing Senior Manager - (M/F)

Job description

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Whatever their stage of life, we provide over 108 million customers with the products and services they need to progress. From insurance to personal protection, and savings to wealth management, no matter the need we’re always there for them. And we’re always there for our employees. In 50 countries, we work hard to inspire pride and a sense of belonging in our people. To provide opportunities that challenge them, inspire them, and reward them. And to create a culture that’s open, supportive, and empowering. Because we know that’s the real secret to success – and the best way for us to keep building a better world for both our customers and the talented people who put them first.

YOUR WORK ENVIRONMENT:

The headquarters of the AXA Group (GIE AXA) brings together our corporate activities. It provides guidance and support to subsidiaries around the world, to ensure the coordination and monitoring of the Group's global strategy, the application of its standards, the consistency of commercial approaches and the sharing of best practices. The headquarters gathers approximately 1000 employees and is distinguished by its strong international culture (45 nationalities), which makes it a rich and stimulating place to work.

YOUR JOB AND DAILY MISSIONS:

Context & Team objectives

The newly created Global Chief Underwriting & Pricing Office (GUO) will be accountable for establishing, enabling, and driving profit and growth through Product Underwriting Strategy, Portfolio Design and Technical Underwriting Excellence in partnership with the AXA Entities, for both Commercial and Retail, through:

• Portfolio Design Steering
• Underwriting and Product Strategy
• Technical Underwriting Guidance
• Pricing Models, Platforms and Analytics
• Risk Appetite deployment
• Ceded Reinsurance strategy design and purchasing

As part of the Group Chief Underwriting & Pricing Office you will join the Group Life, Savings and Health Pricing Team as Individual Health Pricing Senior Manager. You will lead a team that ensures Market Leading Technical Pricing in Individual Health Products.

Key Accountabilities

• Build the Pricing Policy and enforce its execution, including best practices and technical standards for governance;
• Engage closely with the Group Underwriting teams, Entity Pricing members, Reserving, Group Operations, and Finance to improve pricing accuracy and overall business performance;
• Carry out Pricing Technical Reviews assessing Pricing Strategy, Adequacy, Governance, processes, tools, and models’ calibration;
• Support portfolio management through metrics validations, regular reviews, and definition of consequent pricing actions;
• Work closely with Group Underwriting, Operations and Centers of Excellence to implement the Pricing Technical Excellence Plan;
• Address Regulatory Pricing Topics and develop actions plans to respond to legal and regulatory changes and ensure fairness;
• Build a strong Pricing Expert network with internal and external stakeholders to influence technical Pricing improvements globally and drive consistency in approach where appropriate;
• Stay abreast of and appropriately communicate knowledge of industry changes, specifically changes that affect pricing;
• Share expertise on product pricing methodologies, including pricing algorithms, pricing parameters, and advanced pricing techniques.

Dimensions

• Global scope: Individual Health businesses & geographies.
• Responsible for the pricing remit for the AXA Group retaining matrix responsibility across Individual Health lines of business.
• Management of the Individual Health Pricing team.

Stakeholders:

This position will work closely with Heads of Pricing within the entities Reviews and transversal initiatives will be carried with teams in GIE and entities across Finance, Risk Management, Underwriting, Claims, etc.

KPIs for Success:

• Deliver on key accountabilities.

Desired profile

Qualifications :

Experience

·  Fully Certified Actuary, Data Scientist or equivalent
·  Extensive Health and/or Retail P&C experience in pricing
·  Ability to directly influence strategy and portfolio management, as well as setting the technical culture
·  Proven experience interacting with Senior leaders and evolving in matrixed environments
·  Experience in driving change and building relationships
·  Proven experience in leading multicultural and multifaced geographically diverse teams is a plus

Competencies

·  Expertise on product pricing methodologies, including pricing algorithms, pricing parameters, and advanced pricing techniques
·  Strong verbal communications skills to gain buy-in to communicate clearly and concisely with internal and external clients
·  Leadership: Influence and stakeholder management within matrixed complex and international set up while establishing partnerships
·  Operational rigor and efficiency

Behaviours

·  Self aware
·  Collaborative
·  Comfortable with ambiguity
·  Strong Relationship builder
·  Change agent

Language

·  Fluent English is mandatory