AML/KYC Specialist (Insurance and Pension) - Allianz - BULGARIA

Job description

What you do

Monitor transactions and analyze them for signs of financial crime, including money laundering and terrorism financing.
Handle and monitor authority requests.
Conduct PEP/Sanctions screening.
Prepare and distribute reports and data-based analyses.
Execute and support operational processes in the Insurance environment.
Support projects with ad-hoc reporting data and implement changes to known workflows if necessary.
Conduct risk assessments with high-quality awareness.
Review system-generated alerts and analyze unusual customer activity for potential AML/CTF concerns.
Conduct investigations using internal systems, client profiles, and external data sources.
Identify patterns, typologies, and red flags related to money laundering or fraud.
Escalate and prepare Suspicious Activity Reports (SARs) when required.
Ensure all investigations are fully compliant with internal policies, procedures, and regulatory standards.
Document findings and decisions clearly to support audits and regulatory reviews.
Contribute to the ongoing improvement of transaction monitoring systems, rules, and workflows.

What you bring

A completed degree in Economics, Law, or Humanitarian studies.
At least 2 years of experience in Anti-Financial-Crime (AML) or KYC, preferably in Banking, Fintech, Blockchain, or similar fields.
Fluency in English.
Excellent analytical thinking and high-quality work standards.
Strong attention to detail with the ability to identify suspicious activity.
Ability to work independently and comfortably in a global team environment, including remote teams.
A keen eye for process improvements.
Understanding basic banking processes is advantageous for your operational tasks
Understanding in AI technologies such as ChatGPT.
Advantageous if you have previous experience in Transactions Monitoring, Suspicious Activity Reporting, Fraud prevention, or Know Your Customer.

What we offer

Offer a hybrid work model balancing in-person collaboration and remote work.
Provide a comprehensive compensation and benefits package, including bonuses, pension, health insurance, employee shares, and discounts.
Support lifelong learning through career development, digital learning programs, and international mobility, fostering innovation and empowerment.
Present excellent career opportunities in insurance, asset management, and banking, with active communication across Allianz Group and key functions.