Credit Administration Officer - HSBC Operations, Services and Technology

Job description

Some careers shine brighter than others

If you're looking for a career that will help you stand out, join HSBC and fulfil your potential.

HSBC Operations, Services and Technology is a pivotal part of the Group, providing essential operational and technical support to our global businesses and helping improve customer service and efficiency. HOST combines global expertise and technology to help keep us ahead of the competition.

We are currently seeking a high calibre professional to join our team as Credit Administration Officer .

Principal responsibilities

· Maintain HSBC internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators
· Implement the Group Policy as applicable to job holder's role
· Be aware of the Operational Risk scenario associated with job holder's role, and ensure that all actions during the employment with HSBC take account of the likelihood of operational risk occurring
· Prepare and check duly executed credit and security documentation and conditions precedent to ensure perfection prior to facility drawdown
· Maintain accurate and update credit limit and other credit related maintenance in systems
· Attend to registration of security documents, where necessary, within the prescribed timeframe, and follow up receipt of certificate of registration within reasonable time
· Filing and safekeeping of duly executed credit and security documentation in security and credit files
· Obtain and check updated company and writ search reports or certificate of good standing, where appropriate, on borrowers and security providers prior to facility drawdown or annual review due date.
· Handle cancel credit facility and prepare release of security documentation
· Attend to registration of release of security documents upon cancellation of credit facility
· Handle and follow up bank guarantee requests and renewal
· Obtain verbal valuation of the proposed properties and existing properties from appraisers upon request by Marketing
· Obtain and check valuation reports for real estate loans
· Obtain and check fire insurance policy together with the premium receipt upon policy expiry date
· Handle enquires from Marketing colleagues and provides solutions and alternatives
· Back up other colleagues during their absence
· Complete any adhoc tasks as assigned by supervisor or Team Head

Desired profile

Qualifications :

Requirements
·  University graduate in Finance or Business Administration years of relevant experience with a multinational bank
·  Good knowledge of Credit Administration, its activities and all aspects of risk elements involved.
·  Control oriented, analytical, numerate, and meticulous
·  Familiar with Credit Risk, Legal and Regulatory aspects of the banking business
·  Proficient in speaking and written English and Putonghua or Chinese

You'll achieve more when you join HSBC.
www.hsbc.com/careers

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

Issued by The Hongkong and Shanghai Banking Corporation Limited.