Associate Director, Business Architect - Wholesale Banking

Job description

Job description

Some careers open more doors than others.

If you’re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

Wholesale COO delivers strategic execution for the Commercial Banking and Global Banking businesses across the globe. Through transformative data and digital solutions, customer servicing throughout the customer lifecycle, servicing key product journeys to meet client needs, and delivering safe growth through non-financial risk expertise, we collaborate across the global businesses and global functions to get it done. With skill paths from analytics to agile, risk management to digital transformation, customer experience to cultural evolution, Wholesale COO is where problems are solved and careers are made.

We are currently seeking a high calibre professional to join our team as an Associate Director, Business Architect.

Principal Responsibilities

This suite of initiatives focuses on WCL transformation of model architecture, including the definition and maintenance of capital models and associated data strategy. Model coverage will include:

·  Traditional use cases within regulatory reporting such as Regulatory Capital Pillar 1, IFRS9, CECL and stress testing
·  Emerging use cases such as Environmental, Social & Governance and Automated & Assisted Decisioning

Responsibilities

·  Lead design thinking in the following areas:
·  Model inputs such as Financial Spreading & subjective questions
·  Model outputs such as Probability of Default, Loss Given Default, Exposure at Default, Slotting & Expected Credit Loss
·  Design standards for core capabilities such as the Parental Support Framework and Multiple Risk Ratings
·  The approach to overriding model outputs based on other factors (sovereign caps, guarantee documentation, implicit support and collateral eligibility as defined by Basel 3.1 and/or CRD IV regulations
·  Provide architectural and subject matter expertise to all feature teams within the portfolio
·  Interpret and contextualise business strategy
·  Set an overarching vision for lending and lending operations
·  Lead the development of specific artefacts such as business capability maps and value streams to help bridge the gap between strategy and execution
·  Lead the synthesis of desired business outcomes and translating into business capabilities to ensure these outcomes can be delivered in the most optimal way
·  Leverage capability from the appropriate lending team
·  Ensure end to end integrity of solution designs and alignment with standard architecture patterns such as Platform, Security, data etc
·  Leverage agile methodologies and collaborate between technical and business teams to design iterative improvements to the platform and achieve long-term outcomes
·  Manage the repository of business architecture models, roadmaps, standards and outcome
·  Evaluate new technologies and making recommendation for new capabilities

Requirements

·  Experience in modelling infrastructure (design and/or delivery) is a must. The ideal candidate should be able to demonstrate how to build relationships with key model management stakeholders such as Financial Risk Management, Strats, Group Risk Analytics and Financial Engineering colleagues

Knowledge & Experience:

·  Credit and Lending experience is essential
·  Some exposure to C&L, operations and/or stakeholders
·  Business Architect experience recommended
·  Held a number responsibilities associated with Business Architecture and Operating Model design
·  Transformation experience recommended
·  Has experience of working on change projects

Experience in one of the following areas is recommended:

·  Scored lending experience is recommended
·  Sales, automated decisioning/scored lending, or operating model design experience with digital end-to-end journeys 
·  Distribution experience is recommended
·  Sales, risk management, or operational experience with syndications, CLO, CDS or NPI
·  Regulatory change programmes or risk experience is recommended
·  Some experience with risk approvals, model management, or regulation
·  Collateral management process experience is recommended
·  Some experience with collateral issuance and management process

You’ll achieve more when you join HSBC. 
http://www.hsbc.com/careers

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Issued by The Hongkong and Shanghai Banking Corporation Limited.