Graduate Trainee (Financials Lines Department)

Job description

We are looking for an Graduate Trainee, Financials Lines Department in Tokyo Japan.

This is a once-in-a-career opportunity to kick start your career with on-the-job learning experience coupled with a structured development program at one of the world’s strongest financial services groups and the leading global insurance brand in the world, Allianz Commercial.

About Allianz Commercial

Whether it’s aircraft, satellites, the world’s biggest ships and tallest buildings, cyber-attacks or climate change impacts, Allianz Commercial has the major risks covered. We also cover unique risks such as offshore wind parks, Hollywood film productions and music festivals. Powered by employees, financial strength, and global network, we work together to help our customers prepare for what’s ahead. Our customers trust us for providing a wide range of traditional and alternative risk transfer solutions, outstanding risk consulting and multinational services as well as seamless claims handling.

About the Graduate Program

We are looking for Graduates who want to blaze new trails, disrupt the insurance industry and shape a better tomorrow. We care about your opportunities for advancement. Individual development, career mobility, and lifelong learning opportunities are available to all our employees worldwide.

During your first year of employment, you will participate in the Graduate Program which is a 12-month professional development program designed to attract, develop and retain the next generation of insurance professionals. The Program will support your growth as a well-rounded technical expert and potential future leader at Allianz Commercial. Key Program elements include:

• Employment begins mid-July 2026 and the Program starts in early August of 2026.
• Time is split time between structured learning curriculum and on the job experiential learning.
• Opportunity to gain a broad base of industry knowledge, function specific expertise as well as personal and professional skills development.
• Ability to network with senior leaders, technical experts, customers, as well as other graduates and early career program participants globally.
• Hybrid working environment allowing you to collaborate with and learn from teammates.
• Access to an extensive array of Allianz Commercial professional development resources upon Program completion.
• Competitive compensation and benefits package.

The Financial Lines team in Japan is responsible for underwriting key specialty products such as Directors & Officers, Professional Indemnity, and Cyber. We work closely with local brokers and clients to ensure disciplined risk selection and profitable portfolio development, contributing directly to Allianz Commercial’s presence in the Japanese market.

At the same time, we are part of a truly global underwriting network. Our team collaborates with regional and global colleagues on pricing, portfolio steering, accumulation, and product development, gaining exposure to international best practices and emerging global trends. This unique combination of local market expertise and global collaboration creates an environment where underwriters can deepen technical skills while contributing to innovation and long‑term strategy across markets.

The Impact You Will Have:

Reporting to the Underwriting Division Manager and General Manager of Financial Lines in Japan.

Some of Your Specific Responsibilities could include: 

• Underwriting Assistance

• Working closely with Underwriters to become familiar with core underwriting tasks
• Double-checking quote letters and rating details
• Supporting the creation of worksheets to help analyze and understand each risk
• Preparing application forms and invoices, and sending them to brokers
• Managing renewal lists and updating Salesforce entries

• Policy Documentation and Administration

• Ensuring accurate policy documentation is issued to brokers or confirming issuance when it is broker‑handled
• Maintaining electronic or physical files for each risk and transaction
• Proactively supporting the completion of policy administration tasks

What You’ll Bring To The Role

• Recently completed university degree.
• Degree path focus, mindset and/or aptitude for insurance.
• Prior experience gained through internships, academic projects or related work experience is preferred but not required.
• Strong interpersonal skills and the ability to develop and maintain professional relationships with colleagues, peers, managers and customers.
• Strong problem resolution and analytical skills as well as the ability to grasp and solve complex issues and present solutions to others effectively.
• Excellent computer skills including MS/Excel, Word, and PowerPoint.
• Ability to utilize AI tools to support day-to-day tasks, improve efficiency and contribute to data-driven decision making.
• Language capability: Business-level proficiency in either English or Japanese, and conversational level or higher in both languages. (Interview will be conducted in both languages.)
• Eligibility to work in our location.

94161 | Underwriting | Entry Level | Non-Executive | Allianz Commercial | Full-Time | Temporary