Credit Specialist in GCC Bucharest
ROMANIA
Job description
What you do
- Buyer's assessment according with define targets
- Gathers information on buyers through desk-based research
- Performs financial analysis and evaluates performance of the management and strategy with buyer contact
- Decide on credit limit requests consistently, within response time delays included in Risk Business Model;
- Use all information available in our system and his/her own market knowledge in order to assess the risk;
- Monitor risk exposure, trade sector evolution and action plans - maintaining personal contact with internal clients; Applies grading and underwriting principles and procedures;
- Maintain permanent contact with other departments like Policy Management, Claims and collections;
- Support the sales department and other business units of Allianz Trade Group;
- Provides various reports/statistics for senior management
- Uses & develops own financial analysis skills;
- Involved in shadowings and process trainings of the new joiners within the team
What you bring
- Educational requirements: Master's degree in Economics
- Functional knowledge: risk assessment, market knowledge; knowledge of banking/financial services sector is an advantage;
- IT Systems / Software: MS Office; particularly MS Excel;
- We are seeking innovative thinkers with a strong understanding of artificial intelligence and its applications to join our dynamic team.
- Language: FR and EN advanced level (reading and writing skills) is required
- Business expertise: 3 years in insurance area / credit insurance / risk area; strong business/finance assessment skills; demonstrates commercial awareness
- Interpersonal skills:
- very good analytical skills and structured thinking, ability to take grading and underwriting decisions
- excellent organizational skills and attention to detail
- good communicator, team player, honest, ability to convince others, very good problem solving skills
- ability to handle multiple tasks in high volume
- ability to work independently and collaborating with co-workers in a team setting
- ability to work under pressure and tight deadlines
- patience and teaching skills
93431 | Underwriting | Professional | Non-Executive | Allianz Trade | Full-Time | Permanent