Senior Credit Analyst

Job description

HOUSTON(USA)
Job Description

ACTIVITIES
·  Evaluate customers, their guarantors and their parents with a detailed credit analysis including narrative write-up and financial statement analysis.  Make recommendations for credit lines including tenors and security to Management as guided by Director of Credit.
·  Issue outgoing margin calls and answer incoming margin calls on a daily basis.  Authorize receipts and payments in the Book and through Cube Logic.
·  Responsible along with the Credit Director for reviewing and issuing daily credit exposure reports, any new daily over exposures/credit breeches and periodic overexposure reports
·  Support new contract negotiations on credit clauses and payment terms as directed by Credit Director
·  Prepare credit procedures as directed by Management.
·  Participate in monthly credit meetings with other trading affiliates of the group
·  Backup Director of Credit in parental guaranty reporting and control processes.  Liaison between Legal department and counterparty in issuing outgoing parental guaranties and letters of credit to support credit lines for TGPNA at the counterparties
·  Supports the evaluation and implementation where approved of new credit risk management and trade finance solutions
·  Contribute to the development of enhanced credit limit calculation, exposure methodologies and associated reporting databases, including the development of new trading book and CubeLogic functionality, to ensure process remains capable of capturing evolving trading products & exposures.
·  Support Credit Director in negotiation of Parent Company Guarantees and other forms of collateral as required.
·  Develop ad hoc reports and analysis to assist in evaluation and presentation of credit risks and exposures
·  Contribute to testing and implementation of new credit system processes, features and efficiencies
·  Perform special projects as directed by Management.
Offer ID

37470BR
Country

USA
About us / company profile

Give your best to better energy and make the commitment with Total. With over 500-plus professions in 130 countries, we offer high safety and environmental standards, strong ethical values, an innovation culture and wide-ranging career development. Be part of the global team whose mission is already shared by 100,000 employees: to make energy better each and every day.

Candidate profile

QUALIFICATIONS/REQUIRED EXPERIENCE
·  Undergraduate degree in Finance, Accounting or an other business-related field ;
·  Preferably 5 years prior experience in credit analysis or financial related experience with a natural gas trading and marketing organization;
·  Experience with letters of credit and trade financing tools and solutions preferred
·  Proficiency in Microsoft Excel, Word and PowerPoint; Experience with CubeLogic – RiskCubed preferred
·  Strong organizational, data management, data manipulation and analytical skills required.
Metier

General Finance Responsibility
Job Title

Senior Credit Analyst
Branch

Gas Renewables And Power
Functional discipline

Finance
Experience level required

Minimum 3 years, Minimum 6 years
Employment type

Regular position
Employer company

TOTAL GAS & POWER NORTH AMERICA INC