Structured Finance Portfolio Management

Job description

Responsibilities

Description of the Business Line or Department

· To work in GBSU/FTB/EUR – Structured Finance Middle Office in London

Covering 5 business areas, Real Estate Finance, Leverage Finance, TMT Finance, Project Finance & Strategic Acquisition Finance.

Summary of the key purposes of the role

Key objectives comprise :-

· Performing detailed annual/semi-annual/quarterly credit reviews

· Managing and running Agency roles on financings

· Handling amendments/waivers on portfolio transactions

· Handling the closing formalities and process for new project transactions

· Handling the formalities for facilities that are prepaying

· Managing RWA parameters of transactions and ensuring they are inputed correctly into the systems

· Updating internal project ratings using Starweb model

· Oversee customer instructions re payments and perform cash flow waterfalls on Real Estate Transactions

· Various ad hoc tasks & reports, papers, as requested

Summary of responsibilities

·  Review loan documentation and related legal contracts
·  Analyse historical financial statements
·  Report on the construction progress or operating

performance of the assets financed.

·  Identify industry trends
·  Run sensitivity analysis on financial forecasts and models
·  Assess country, market and environmental risk
·  Prepare and process waivers and amendments to loan documentation
·  Liaise with other departments within the bank (front office,

back office, RISQ etc.) as well as external contacts (Borrowers other banks, advisers ie legal, technical, valuers and insurance.)

Profile Required

Competencies

Management Skills

· Operational Skills

Regulatory Skills

· Communication Skills

· Flexibility – Adaptability

· Ability to make decisions

· Ability to Work Under Pressure

· Analytical Skills

· Initiative

· Leadership Qualities

· Teamwork

WORK EXPERIENCE

Knowledge / experience of the following areas:

- structured finance financings particularly related to real estate finance.

- project risks and commercial rationale

- legal documentation

- main industries covered

- credit analysis skills

- cash flow models

- dealing with customers, banks, and advisers

- agency needs, would be preferable

EDUCATION

University degree level

LANGUAGES

English

Why Join Us

People join for the impact they can have on us. They stay for the impact we have on them. A flatter structure offers visibility and exposure beyond that of our competitors, so you know our names, and we know yours. It's personable, human, and inspires success through passion. By encouraging open mindedness and a willingness to share ideas, we have adapted to market changes and thrived through innovation. Bringing words like “hard work” and “dedication” together with “community” and “respect” has enabled us to work collaboratively and build our future together. We call this Team Spirit and it's what makes us different. It's what makes you different.

Business Insight

If you feel you have the required experience and qualifications, then please apply to the SG Resourcing Team, and we will manage your application. At Societe Generale, we believe our people are our strength and are core to the success of our business. As such, we search for, recruit and appoint the best available person on the basis of aptitude and ability, regardless of sex, marital or civil partnership status, race, colour, nationality, ethnic or national origins, pregnancy, disability, age, sexual orientation, religion, belief or gender reassignment

We are an equal opportunities employer and we are proud to make diversity a strength for our company. Societe Generale is committed to recognizing and promoting all talents , regardless of their beliefs, age, disability, parental status, ethnic origin, nationality, sexual or gender identity, sexual orientation, membership of a political, religious, trade union or minority organisation, or any other characteristic that could be subject to discrimination.

Job code: 19000Y4C
Business unit: SG CIB
Starting date: Immediate
Date of publication: 10/01/2020