AML Analyst

Job description

The Requirements

If you're organised with a sharp eye for detail, this an opportunity to take on a role with great scope for development within our newly formed Anti Money Laundering (AML) team in Lombard and RBS Commercial and Private Banking. As an AML Onboarding Analyst, you'll be deepening your understanding of AML and reviewing and assessing high risk clients to help us protect our business and our customers, both for the present and for the future.

Our priority in Commercial & Private Banking (CPB) is to deepen our relationships with commercial clients and open up new opportunities for them. As the number one bank for small and medium-sized enterprises in the UK, we have a strong foundation to build on. By incorporating our market-leading wealth management franchises, we can also connect successful entrepreneurs with our leading private bankers.

What you'll do

You'll be an integral part of our AML team, which is responsible for performing AML checks on all our clients in our Commercial and Lombard teams. You'll be responsible for reviewing, updating and assessing high risk client cases, ensuring that all risks are understood and all compliance standards maintained throughout the process.

You'll be investigating customer information using a variety of data providers - including public information, internet searches and Relationship Managers' information - to make a judgement about the risk and status of each case. After fair and thorough investigation, and careful consideration in relation to our core values and our internal and regulatory policies and standards, you'll make recommendations and take decisions as to whether we should continue the relationship with the customer or not. You'll be escalating difficult and complex cases, and calling upon the support of the wider team where necessary.

You'll be documenting the review process, maintaining a clear audit trail, and you'll also be completing periodic reviews, and liaising with both Relationship Managers and customers to obtain further information and ensure that all AML information in our system is accurate and up to date. Ultimately, your skills of analysis, your integrity and sound judgement will ensure that we can provide a highly vigilant, unwavering and robust defence against financial crime.

What you'll bring

To succeed in this role you could already have experience of working in AML, but we're also interested to hear from you if you've got the essential analytic skills and are coming from a range of work backgrounds where performing detailed checks and reviews are involved.

Whatever your career background, great judgement and a sharp eye for potential risks will be essential. You'll need some knowledge of AML legislation and policy, and the enthusiasm to continue developing your skills and expertise in this evolving area of our business.

You'll need a perceptive analytic mindset and problem solving skills, including the ability to make decisions and recommendations in difficult cases. You'll also need the strong interpersonal skills and discretion to work effectively with the team and with key stakeholders on complex and sensitive issues, and to communicate clearly and persuasively throughout all stages of the process. You'll be confident in your own judgement and skills, but know when its necessary to call upon the help and expertise of others.

You'll need strong organisational skills to ensure completion of reviews in a timely and accurate manner and the confidence to challenge on process, procedure and operational issues where clarity is needed or simplification required. You'll also have the opportunity to acquire the ICA AML qualification to an advanced level.

How we'll reward you

In return, we offer a competitive salary plus 25% cash and benefit funding programme that can be tailored to suit your individual needs. In addition, we provide a wide selection of exclusive lifestyle offers, development and learning programmes, services and support designed to help you manage and balance your work/life priorities. For more information on our benefits, please visit our website .

At RBS, we want everyone to feel welcome. That's why we want you to know that we'll work with you to make the application process as smooth as possible. So please just let us know if you need any adjustments or support – we'll do whatever we can to help.

If we offer you a job, we'll discuss with you how we can help set you up for success, including by making adjustments to your working environment if required.

If you're a new joiner to the bank, please note that we carry out a credit check as part of our referencing process.

If you are experiencing any technical issues when applying for this role, please refer to our FAQ section for assistance.

At RBS, we are focused on becoming the UK's number one bank for trust, customer service and advocacy by 2020. We are simplifying our business, concentrating on the areas where we can lead the market, and placing our customers at the heart of everything we do.

In order for RBS to achieve our 2020 ambitions of being no. 1 for customer service, trust and advocacy we need great people to help us; so if you know someone with the right skills and attitude, why not encourage them to apply for a job with us and you could earn £350 or more through our Employee Referral Programme if we recruit them.

If you're a permanent or a fixed term member of staff based in the UK, Isle of Man, Channel Islands or Gibraltar, then you're able to refer someone to any job that's advertised on www.jobs.rbs.com .

All you need to do is complete the ‘Referrer Details' on the Referral Card which can be found here , and hand this to the person you think is suitable. They should mention your name and email on the referral section of the online application form.

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