Wholesale Credit Risk Manager

Job description

Some careers grow faster than others.
If you’re looking for a career that will give you plenty of opportunities to develop, join HSBC and your future will be rich with potential. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.
 
Global Risk is a thriving and expert risk management function supporting HSBC globally with all aspects of risk management. The team actively manages a varied and dynamic range of risk types, including security, fraud, information security, operational, credit, pension, insurance, compliance, regulatory, market, reputation and geopolitical risks. All parts of the Global Risk team use their skills, insight and integrity to handle established threats and those they see emerging, acting to protect and enable HSBC to deliver sustainable growth.
 
We are currently seeking an experienced professional to join this team in the role of Wholesale Credit Risk Manager.
 
Principal Responsibilities
Contribute to achievement of the Bank’s targets by processing, evaluating and approving all credit applications expeditiously within the assigned approving limits and recommending upwards those which are beyond his limits;
Promote credit quality through timely credit reviews and contribute to early detection of weak credit;
Re-balancing the Bank’s loan portfolio by realigning new advances and resources to the “Grow” sectors and reduce exposures to the “Restricted or Controlled” sectors ensuring compliance;
Implementing guidelines received from Regional Risk on credit quality/issues, profitability, sectors and procedures;
Protect credit quality through timely sampling of branch approved-credits;
Provides support/guidance to the development of Lending Executives/ Officers in the Region by identifying and mitigating risks in credit proposals;
Improve quality of credit and risk management write-ups by proactively engaging Lending Executives at the Region, hence effectively enhancing credit turnaround time for Business Region;
Contributes to the effectiveness of the credit control function and minimizes losses in the region;
Continually re-assess the Operational Risk inherent in the business by taking into account changing economic or market conditions, legal and regulatory requirements, operating procedures and practices, management restructuring and the impact of new technology.

Desired profile

Requirements
At least 3-5 years of banking experience at executive level with bank and at least one year exposure in corporate/ commercial.
Have a broad understanding of technical and professional advances and business strategies, market trends and competitor developments in the area of responsibility;
Strong analytical skills with good understanding of financial statements and accounting ratios;
Possess strong PC skills with knowledge of process mapping application an advantage;Excellent communication and interpersonal skills;
Self-motivated and results oriented;
A very strong team player. 
You’ll achieve more when you join HSBC.
www.hsbc.com/careers
 
HSBC takes pride in a diverse and inclusive working environment that sees our people benefit from mentoring, flexible working and the support of Employee Resource Network Groups. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website. HSBCNAN
 
Issued by HSBC Bank Malaysia Berhad.