Senior Credit Officer Underwriting - AMH MORTGAGE UNDERWRITING TKH

Job description

Job description

Some careers have more impact than others.

If you’re looking for a career where you can make a real impression, join HSBC and discover how valued you’ll be.

HSBC is one of the largest banking and financial services organisations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions.

We are currently seeking an experienced professional to join our team in the role of Senior Credit Officer Underwriting - AMH MORTGAGE UNDERWRITING TKH.

Principal responsibilities

The jobholder has responsibility for providing a high quality service to achieve maximum customer satisfaction by providing credit approvals for both mortgage and unsecured lending applications received via the branch network and direct sales channels.

Requirements

·  The role is to foster and encourage a sound common credit culture and to avoid undue risk concentrations, with the aim of ensuring a sustainable high quality lending portfolio.
·  The jobholder must be fully aware of the need to meet customer requirements and the overall effect of the market place on the credit process.
·  Obtain delegation limit for secured/unsecured products where applicable.
·  At all times, credit standards as issued by Credit & Risk must be adhered to.                                                
·  An awareness of credit risk/credit principles and procedures pertaining to the approval of mortgages and unsecured lending products.
·  Knowledge of HSBC group and its operations and products.
·  Provide excellent customer service.
·  College education in any discipline. Higher qualification not a bar provided aspirations are commensurate with the position (Degree in finance related is preferred).  

Candidate with less relevant experience or skills may be offered a lower Global Career Band than stated above.

Due to the urgent hiring need, candidates with immediate right to work locally and no relocation need will be prioritised.

You’ll achieve more when you join HSBC.

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.