Corporate Analyst - Commercial Banking

Job description

Some careers have more impact than others.
If you're looking for a career where you can make a real impression, join HSBC and discover how valued you'll be.

HSBC Commercial Banking serves millions of businesses ranging from small, to large corporates, providing commercial customers with a full range of banking services including Global Trade and Receivables Finance, RMB solutions, multi-currency business accounts, payments and cash management, and wealth management and insurance, as well as a comprehensive range of financing solutions. With dedicated Relationship Managers and Product Specialists providing local support and advice in over 60 countries and territories, HSBC helps connect customers to opportunities.

We are currently seeking a high caliber professional to join our team as Corporate Analyst .

Principal responsibilities
·  Manage and strengthen client relationship including attending to all clients inquiries, transactional and operational requests and follow through ensure that these are satisfactorily addressed
·  Ensure that all customer transactions are executed accurately and in a timely manner
·  Maintain internal control standards of the bank, implement and observe Group Compliance Policy in daily work. This includes maintaining the necessary registers and ownership over Quality Assurance Service numbers for the Relationship Management Team
·  Supporting Commercial Banking to attain their strategic growth targets while at the same time maintaining a high quality loan book for Commercial Banking
·  Safeguarding the bank from potential losses arising from credit and operational risks.
·  Performing optimization of Risk Weighted Assets through clear understanding of Basel II regulatory framework and capital requirements.
·  Adopting a consultative targeting approach to achieve product take up and retention.
·  Ensuring timely preparation of security and loan documentation internally that is in line with the credit approvals obtained as well as receipt of completed documents and activation of facility limits.
·  Ensuring operational effectiveness and delivery of high service levels.
·  Participating in ad hoc projects relating to portfolio review, management reports, improving risk mitigants and enhancing operational efficiency
·  Being adaptive to ongoing changes within the organization and support the implementation of needed changes in the department
·  Have responsibility particularly for the Commercial Real Estate Sector

Desired profile

Requirements
·  Degree holder with a Finance, Business or Accountancy background
·  Significant years of strong risk analysis or corporate lending expertise, preferably from a leading financial institution
·  Proven expertise in corporate credit, including credit reviews and structuring financial solutions for clients
·  Candidates with Relationship Management experience, working knowledge of commercial banking products and banking operations will have an advantage
·  Strong analytical and writing skills, coupled with effective communication and interpersonal skills are essential
·  Conscientious and meticulous in completing tasks and activities assigned
·  Proficient in Microsoft Office, particularly Word and Excel
·  Cohesive team player who possesses a positive can do attitude and willingness to acquire new skills and knowledge
You'll achieve more when you join HSBC.

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.