AML Investigator

Job description

AML Investigator Financial Crime Risk

Discover a role that really opens doors.

If you're looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top or simply take you in an exciting new direction. HSBC offers opportunities, support and rewards that will take you further.

Financial Crime Risk aligns current activities within Global Risk and helps to build these into a more integrated framework to conduct Customer Due Diligence which enables HSBC to manage financial crime risk more effectively. It builds stronger controls to improve the way Financial Crime Risks are managed in order to spot gaps as well as trends so that the team can take action. It proactively gathers and analyses financial intelligence in a smart way so that suspicious transactions, activities or connections can be identified and we can adequately protect our customers from the threat of financial crime.

As an HSBC employee in the UK, you will have access to tailored professional development opportunities and a competitive pay and benefits package. This includes private healthcare for all UK-based employees, enhanced maternity and adoption pay and support when you return to work, and a contributory pension scheme with a generous employer contribution.

We are currently seeking an experienced individual to join this team in the role of AML Investigator

In this role, you will:

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Be responsible for conducting effective and timely investigation of suspicious activity from MANTAS alerts generated by Correspondent Banking surveillance systems, as well as internal and external referrals on Correspondent Banking issues.

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Produce a high quality case file including a comprehensive narrative and recommendation as to whether or not a SAR requires onward disclosure to the relevant authorities in accordance with procedural standards.

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Be responsible for identifying possible violations of law or regulation (e.g., structuring, suspicious wire activity through a non-cooperative country, foreign corruption).

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Be responsible for escalating investigations to the FCTM Major & Complex team, GIIG, ABC, Global Sanctions, Lines of Business, Affiliates, and, where necessary to Customer Selection Secretariat (CSEM).

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Taking ownership of investigations from assignment to closure and completing post disclosure activity as needed.

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Be responsible for notifying Lines of Business of any reportable events posted into IRIS for Customers of the Lines of Business.

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Deal with enquiries from colleagues of other HSBC business areas in a professional, responsive manner, giving them appropriate guidance, referring to management where necessary.

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Suggest ideas and contribute to implementing actions that will improve customer service, quality or the way teams and individuals work together.

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Adhere to HSBC policy, procedures and control requirements applicable to day-to-day working, exceptional and project activities, and raise any concerns about actual or potential issues promptly, in line with reporting and escalation procedures.

Desired profile

Qualifications :

To be successful in this role you should meet the following requirements:

·  Extensive knowledge and experience of AML Compliance
·  A detailed working knowledge of the UK legal and regulatory framework for financial crime is essential, specifically, the following: ML Regulations, UK Bribery Act, POCA, Terrorism Act and Sanctions regime.
·  Strong analytical skills
·  Excellent verbal, written and interpersonal communication skills required
·  Excellent team player with a proactive and self-motivated attitude and ability to think and act independently
·  A flexible and adaptable approach to change and will support others to respond in a similar way
·  Proven experience of motivating others to deliver exceptional performance and long terms results
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Self-awareness with confidence to work independently and take responsibility for own development

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Ability to apply critical thinking, analytical and problem-solving skills to data to identify and resolve potential problems

·  Attention to detail - someone who is able to spot inadequate or inaccurate information and approach relevant teams such as Advisory Teams and Relationship Managers for further documentation and clarification as and when required.

The base location for this role is Edinburgh

You'll achieve more when you join HSBC.

At HSBC we look to enable our employees to better balance their work / life priorities and have the flexibility required to meet challenging needs as they progress through different life stages. Where possible we will consider the following flexible working options: part-time working, job sharing, term-time working, and working from home and staggered hours. If in considering a role with HSBC you have a need for some flexibility in your working arrangements please discuss this with the recruitment team in the early stages of the application process.

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment.
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