Credit Risk Analyst

Job description

Credit Risk Analyst

We Offer...

The primary function of this role will be preparing written credit risk reviews on the bank's financial institutions counterparties located in the EMEA region.  The ideal candidate will have some experience covering a portfolio of financial institution counterparties (i.e. banks, insurance companies, investment advisors, etc.) and would enjoy preparing written credit assessments (initial and annual credit reviews) without a significant amount of other portfolio management responsibilities, such as trade approval and limit excess management. 

 

 

Responsibilities include:

·  Performing fundamental counterparty credit risk analysis and assigning internal credit ratings on financial institution counterparties located in the EMEA region.
·  Preparing and presenting analysis in written format.
·  Monitoring market, regulatory, macro economic and political developments and assessing their impact on the credit quality of counterparties.
·  Providing general assistance to Credit Risk Officers.

 

Responsibilities may potentially evolve to include:

·  Liaising with Legal department to ensure identified risks are adequately addressed in the legal documentation for structured transactions and setting credit terms in the legal documentation (e.g. ISDA and CSA) for flow trading activity.
·  Assessing proposed transactions within the context of the transaction structure to ensure structural risks are properly identified and adequately mitigated.
·  Performing on-going monitoring of complex deals so that any early signs of distress or deviation from the expected performance are promptly identified.
·  Liaising with Credit Risk Control and Risk Analytics and Reporting departments to ensure that the exposures are adequately reflected in the risk systems.
·  Performing general problem solving for any issues arising in relation to counterparties in the portfolio.

You Offer...

Education:

·  Relevant undergraduate or graduate level degree

 

Technical/Business Skills and Knowledge:

 

Essential:

·  Solid analytical skills with a solid understanding of financial statements
·  Demonstrated proficiency writing reports in English
·  Solid problem solving skills
·  Excellent time management skills and able to multi-task

Desirable:

·  Previous qualitative credit risk analysis experience (familiar with financial metrics and ratios relevant to financial institutions)
·  Knowledge of the operations of, and the risks associated with lending to, various types of financial institutions (banks, insurance companies, investment advisors, broker dealers, hedge funds, etc.)

Other required skills: 

·  Team player 
·  Motivated and able to work independently
·  Solid communication skills — oral and written
·  Good negotiation skills
·  Solid inter-personal skills, especially influencing and personal impact

 *LI-AH1*

EEO Statement

Credit Suisse is an equal opportunity employer. Welcoming diversity gives us a competitive advantage in the global marketplace and drives our success.

Desired profile

You Offer...

Education: