VIE - Corporate Credit Analyst (H/F)
FRANCE
Job description
Type de contrat
VIE (24 mois)
Statut
Métier
Banque de financement et d'investissement et gestion d'actifs
Localisation
ESSEN
Niveau d études
BAC + 5 validé ou en cours
Niveau d expérience
Jeune diplômé, Junior
Salaire
3 k € brut annuel fixe + avantages sociaux (selon les pratiques ou dispositions en vigueur au sein de l'entreprise)
Date de publication
02/04/2026
Date de prise de poste
01/06/2026
Référence
A081280
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Fiers de faire de la Diversité une force pour notre entreprise, Crédit Mutuel Alliance Fédérale s'engage à reconnaître et à promouvoir tous les talents sans distinction
Nos recrutements sont fondés sur les compétences, sans distinction de genre, d'âge, d'origine sociale et culturelle, d'orientation sexuelle, d'appartenance à une organisation politique, syndicale ou à une minorité, ou toute autre caractéristique pouvant faire l'objet d'une discrimination. Tous nos postes sont ouverts aux personnes en situation de handicap.
Si vous avez besoin d'assistance pour favoriser l'accessibilité du recrutement ou du poste sur lequel vous vous positionnez, n'hésitez pas à en informer nos recruteurs à n'importe quelle étape du processus de recrutement.
Qui sommes-nous ?
TARGOBANK as an employer
TARGOBANK is one of the Top Employers on the banking market in Germany. More than 7,200 employees work for TARGOBANK at the head office in Düsseldorf, at the client center in Duisburg and at 340 further locations throughout Germany. As of 2008, we are part of Credit Mutuel Alliance Federale and serve 3.8 million private, business and corporate customers.
For our employees, we are a secure and diverse employer that assumes social and ecological responsibility at all times.
What makes us special as an employer ?
We need people who question and challenge the status quo in the industry. People who do things differently out of conviction, who are genuine and stand by what they say. Because that is our aspiration as a bank and as an employer. We are BANK.REAL.DIFFERENT .
Crédit Mutuel Alliance Fédérale generates more than 20% of its business internationally through its subsidiaries: Cofidis, TargoBank, Banque Transatlantique, EuroInformation, Credit Mutuel Equity, Partners, CIC in London, New York, Hong Kong, Singapore and Bruxelles.
The group has subsidiaries, branches and representative offices in over 50 countries around the world.
Vos missions
Before applying, you have to be registered on Business France platform. For more details, check the eligibility conditions for this destination (notably age restrictions) : How to get a job abroad in Germany | Business France V.I.E
The Essen Corporate Agency is looking for a Corporate Credit Analyst under V.I.E contract for 24 months .
During your assignment, you will perform the following tasks :
· Preparation of credit notes including in-depth analysis of the financial statements and the counterparty's ability to repay.
· Extra-financial analysis of the counterparty (ESG - DPEF and CRSD criteria).
· Study of the market in which the counterparty operates (SWOT, etc.).
· Presentation of the files, with the Corporate Banker, to the Commitments Committee.
· Compilation and updating of internal counterparty quotes.
· Managing and tracking permissions in the IS Group
· Tracking agreements and waivers to funding documents
· Coordination of the relationship with the other Crédit Mutuel Alliance Fédérale Group entities (business lines, international branches and regional banks) with the Banker Conseil.
· Contribution to the various reporting work, requests for information or study emanating from the different departments or entities of the Group.
· Preparation and participation in trade meetings in collaboration with the Corporate Banker.
· Solicitations of potential clients (call and email) in collaboration with the Corporate Banker.
The small size of the team creates a “Start-up” environment in which you have the opportunity to fully participate in the execution of transactions in all versatility.
We provide personalized follow-up for all V.I.E.s, from the beginning to the end of their assignment. And if everything has gone well, we will help you continue your career within the Group ?
Ce que vous allez vivre chez nous
The terms of the VIE contract are defined by Business France which will be your employer.
Information on compensation can be found here : V.I.E compensation .
Ce que nous allons aimer chez vous
What we'll appreciate about you :
· You’ve been working as “Corporate Financial Analyst” or in similar roles for 2 years of experience minimum
· You hold a master's degree in Corporate Finance or related disciplines.
· Proficiency in English - B1/B2 level in German with a strong desire to speak fluently
· You are curious and take initiatives,
· You are a team player and know how to ask for help when necessary.
Informations complémentaires
The position is to be filled from June 1, 2026 .