Credit Analyst

Job description

Role synopsis

A Credit Analyst for Air BP is accountable for fundamental credit views and analysis in support of Air BP credit portfolio management, including the development of counterparty-specific credit ratings and reviews. He or she will partner closely with other key stakeholders especially the sales and marketing team in Air BP. The role will also include providing industry and portfolio analysis and overview.

The Air BP Credit Analyst will also be involved in the Commercial decision making, including some Credit Limit setting, through an in depth understanding of credit risk and good commercial acumen.
Req ID

84840BR
Location

United Kingdom - South East - Milton Keynes, United Kingdom - South East - Sunbury
Is this a part time position?

No
Relocation available

No
Travel required

Negligible travel
Key accountabilities

·  Analyse counterparties and assign credit ratings across coverage portfolio, taking into consideration evaluation of financial statements, industry knowledge and expertise and relevant qualitative factors.
·  Prioritize and organize counterparty credit models and reviews in a manner which fosters a real-time understanding of the aviation industry and counterparties and provides the capacity to support time-sensitive information requests, front-end structuring and credit risk appetite decisions and crisis response in the event of a distressed exposure.
·  Follow-up on emerging news and events which may impact coverage universe in a self-directed manner, including timely, proactive communication of observations and views.
·  Understand impact of BP's place within a counterparty's overall capital structure and reflect insights in analysis and in discussions with local credit staff – including assisting as required in developing a relative value view of fair return for resulting risk profile.
·  Demonstrate a balanced but opportunistic mindset, with control accountabilities always coming first but with an ongoing eye for circumstances which may present commercial opportunities for Air BP as well.

·  Maintain counterparty ratings and reference data within Air BP's credit systems in an accurate and timely fashion.

·  Maintain strong, constructive working relationships and open lines of communication with local and global credit staff within BP and with key contacts within counterparty universe.
About BP

Our business is the exploration, production, refining, trading and distribution of energy. This is what we do, and we do it on a truly global scale. BP operates with business activities and customers in more than 80 countries across six continents. Every day, we serve millions of customers around the world. We are continually looking for talented, committed and ambitious people to help us shape the face of energy for the future.

The Downstream Segment is responsible for the supply and trading, refining, marketing and transportation of crude oil and petroleum products to wholesale and retail customers. We market our products in over 100 countries, operating primarily in Asia, Europe and North America but also in Australia, Africa and Central and South America.
Application close date

16-Oct-2017
Sub-category

Credit Risk
Job category

Finance
Countries (State/Region)

United Kingdom - South East
Essential experience and job requirements

·  Significant experience in credit research, including multiple industry sectors and geographies and both investment grade and high-yield credits.
·  Fluency with respect to financial modelling and credit rating best practice, including key drivers of financial strength and key financial vulnerabilities across multiple sectors, including sovereigns.
·  Experience of derivatives would be highly beneficial
·  A comfort level in working autonomously, sometimes under high-pressured and fast-paced circumstances, and often times in the face of ambiguity / limited information – and the personal courage to express a view on best information available to inform decisions.
·  Excellent interpersonal skills and a comfort level in working effectively with people at various organizational levels within BP.
·  A relentless commitment to excellence and to enabling sound business growth.
Other Requirements (eg Travel, Location)

There are no additional requirements. Please respond with N/A below.
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Desired profile

Essential Education

·  None
Desirable criteria and qualifications

·  Credit research experience across the Aviation Industry