Life %26 Savings Pricing Actuary/Data Scientist

Job description

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Notre métier, protéger les personnes, les biens et les actifs.
Notre raison d’être, agir pour le progrès humain en protégeant ce qui compte.
Cela vous parle ? Alors venez rejoindre 149 000 futurs collègues qui s’engagent au quotidien auprès de nos 95 millions de clients dans 50 pays à travers le monde.

Votre environnement de travail

Le siège social du Groupe AXA (GIE AXA) regroupe nos activités corporate. Il assure le pilotage et le support des filiales dans le monde, afin de garantir notamment la coordination et le suivi de la stratégie globale d’AXA, l’application de ses standards, la cohérence des approches commerciales, et le partage des meilleures pratiques.

Le siège est composé d’environ 1000 employés et se distingue par sa forte culture internationale (45 nationalités), ce qui en fait un espace de travail riche et stimulant.

C’est autour de la diversité et de l’unité que se construit AXA, c’est pourquoi nous nous engageons à promouvoir le succès collectif par l’inclusion.

Context & Team objectives

The newly created Global Chief Underwriting & Pricing Office (GUO) will be accountable for establishing, enabling, and driving profit and growth through Product Underwriting Strategy, Portfolio Design and Technical Underwriting Excellence in partnership with the AXA Entities, for both Commercial and Retail, through:

<-- [if supportLists]-->· <--[endif]-->Portfolio Design Steering

<-- [if supportLists]-->· <--[endif]-->Underwriting and Product Strategy

<-- [if supportLists]-->· <--[endif]-->Technical Underwriting Guidance

<-- [if supportLists]-->· <--[endif]-->Pricing Models, Platforms and Analytics

<-- [if supportLists]-->· <--[endif]-->Risk Appetite deployment

<-- [if supportLists]-->· <--[endif]-->Ceded Reinsurance strategy design and purchasing

As part of the Group Chief Underwriting & Pricing Office you will join the Life & Savings Pricing Team as Life & Savings Pricing Actuary/Data Scientist. You will join a team that ensures Market Leading Technical Pricing in Individual Life & Savings Products (Protection and Savings).

Key Accountabilities

<-- [if supportLists]-->· <--[endif]-->Ensure Market Leading Technical Pricing in Individual Life & Savings products (individual protection and individual Savings)

<-- [if supportLists]-->· <--[endif]-->For Individual Life & Savings Products, participate to Pricing Technical Reviews and execute a thorough review on Pricing Strategy, Adequacy, Governance, Tools, etc.

<-- [if supportLists]-->· <--[endif]-->Support Portfolio Management Processes through initial buildout to Metrics validations, Strategic Plan and actions’ validation to achieve desired profitability for Individual Life & Savings Products.

<-- [if supportLists]-->· <--[endif]-->Enforce the execution of the Pricing Policy including best practices and technical standards for governance.

<-- [if supportLists]-->· <--[endif]-->Address Regulatory Pricing Topics related to Individual Life & Savings products and develop actions plans to respond to legal and regulatory changes and ensure fairness

<-- [if supportLists]-->· <--[endif]-->Stay abreast of and appropriately communicate knowledge of industry changes, specifically changes that affect pricing

<-- [if supportLists]-->· <--[endif]-->Share expertise on product pricing methodologies, including pricing algorithms, pricing parameters, and advanced pricing techniques

<-- [if supportLists]-->· <--[endif]-->Engage closely with members of CUO, Entity Underwriting and Pricing members, Reserving, TDO, and Finance to improve pricing accuracy and overall business performance.

Desired profile

Qualifications :

Let’s talk about you:

Main competencies and experience

Competencies

· Expertise on product pricing methodologies, including pricing algorithms, pricing optimization, and advanced pricing/modeling techniques

· Proficient use of traditional data processing and analysis tools: Python, R, SQL, PowerBI…

· Ability to work within a matrixed complex and international set up while establishing partnerships.

· Ownership on outcomes with strategic and operational rigor.

· Verbal communications skills to gain buy-in to communicate clearly and concisely with internal and external clients.

Experience

· Associate Actuary, Data Scientist or equivalent with 1 to 3 years of experience

· Experience in Individual Life & Savings pricing is a plus

· The knowledge of tools like Akur8, Earnix, Dataiku is a plus

· Experience interacting with experts and evolving in matrixed environments

· Experience in driving change and building relationships.

· Experience in working in multicultural and multifaced geographically diverse teams

Behaviours

· Self aware

· Collaborative

· Comfortable with ambiguity

· Flexible & willing to say ‘I don’t know, let me find the answer’

· Humble enough to listen to others who have the expertise and build relationships

· Culturally sensitive to difference

· Patience & the ability to take time to learn

Language

· Fluent English