Regional Manager in Problem Loan Servicing Department - Allianz - Sofia

Job description

What you do:

Conducting telephone conversations and meetings with debtors to facilitate partial or full repayment of overdue obligations, negotiating out-of-court settlements, voluntary debt repayment, renegotiation, and restructuring of the Bank's exposures.
Preparing proposals for problematic receivables, including early maturity, partial and full off-balance sheet write-offs of problematic credit exposures.
Drafting notices to debtors regarding overdue payments and total debt/notarial invitations, and preparing court statements.
Supporting the Bank's legal advisors/servicing attorneys in issuing enforcement orders, initiating enforcement proceedings, and other operational actions by attorneys.
Monitoring the validity periods of mortgages/pledges and insurance on the Bank's accepted collateral for problematic loans and taking timely actions for their renewal.

What you bring:

A higher education degree in Economics.
A minimum of three years of work experience in the banking sector.
Theoretical and practical knowledge in the field of managing problematic receivables.
Excellent communication and analytical skills.
Proficiency in English is considered an advantage.
Strong organizational skills and the ability to make decisions under pressure.
Commitment to meeting deadlines and taking responsibility.
Teamwork skills.
Computer literacy, including proficiency in Microsoft Office Suite (Word, Excel, PowerPoint).
Experience in using AI technologies such as ChatGPT.
Experience with banking software products is an advantage.

What we offer:

Offer a hybrid work model balancing in-person collaboration and remote work.
Provide a comprehensive compensation and benefits package, including bonuses, pension, health insurance, employee shares, and discounts.
Support lifelong learning through career development, digital learning programs, and international mobility, fostering innovation and empowerment.
Present excellent career opportunities in insurance, asset management, and banking, with active communication across Allianz Group and key functions.