Credit Analyst

Job description

Your challenge  

You will be placed in our Casablanca office, within the Department of Credit Assesment in the Credit team, where you will be responsible for Credit Assesment.

You will be primarily responsible for the following activities:

Evaluate creditworthiness of companies in Morocco and other African countries and provide guidance on credit risks

Key Responsibilities/What You Do

• Manage a portfolio of buyers by gathering the appropriate level of information and assessing buyers according to defined targets
• Gathers information on buyers through desk-based research
• Conduct buyer direct visits or phone  interviews to obtain critical information for the monitoring of the buyer portfolio
• Perform financial and credit analysis to determine the appropriate credit rating of company being analyzed
• Monitors the risks related to buyers financial performance, trade sector evolution, maintains constant contact with internal clients; apply, grading principles, guidelines and procedures;
• Create industry sector outlooks to determine underlying market trends ( CSM)
• Monitor high risk buyers ( large risk reports)
• Maintain permanent contact with other departments like, Policy Administration, Underwriting, Claims and Collections
• Support the sales department and other business units of Allianz Trade Group

Key Requirements/What You Bring

• Bachelor and / or Master's degree in Economics , Finance Banking or Risk Management specialization
• Extended knowledge in Financial analysis, Risk assessment and market specifics
• A minimum of 3 years of professional work experience in Finance ,Banking field
• Professional behavior and recognized rigor.

We utilize Artificial Intelligence powered tools and encourage candidates with a basic understanding of commonly used platforms, as well as an awareness of best practices and the potential risks associated with AI in the workplace to apply. 

Why working with us?  

• Remote working? 10 days per month, plus some days of working from abroad   
• 360° well-being? We care about your health so you can benefit from dedicated support for your psychophysical well-being   

Discover a flexible and inclusive environment where your peace of mind and personal style truly matter. 

Our Values 

• Customer and Market Excellence: Unwavering commitment and expertise to provide maximum support to those who rely on us. 
• Collaborative Leadership: Valuing people, promoting a culture of feedback and collective well-being. 
• Entrepreneurship: Anticipating trends and taking risks in an environment that fosters innovation and responsibility. 
• Trust: Acting with integrity, honoring commitments, promoting diversity and inclusion, and acting transparently for corporate social responsibility  

#Morocco

#Casablanca

#MMEA

What you should know before applying 

At Allianz, we are committed to ensure a fair hiring process and minimize unconscious bias during the screening phase. At this regard, we ask each candidate to submit their resume including only the essential information for an objective and transparent assessment of skills and experience. For example, It’s preferable to omit the photo or the city of residence before submitting the CV. 

Headquartered in Paris, Allianz Trade is the global leader in trade credit insurance and a recognized specialist in the areas of surety, collections, structured trade credit and political risk, present in over 40 countries with 5,800 employees.

In 2024, our revenues reached 3.8 billion euros, and we guaranteed 1,400 billion euros of trade transactions worldwide. With sustainability, collaboration, and inclusion at the heart of our values, our workplace culture has earned global recognition — demonstrated by our certification as a Great Place to Work and a Gold Medal from EcoVadis in 2025. 

Disclaimer: Allianz Trade is the trademark used to designate a range of services provided by Euler Hermes.

Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges, is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow and to shape a better future for our customers and the world around us. At Allianz, we stand for unity: we believe that a united world is a more prosperous world, and we are dedicated to consistently advocating for equal opportunities for all. And the foundation for this is our inclusive workplace, where people and performance both matter, and nurtures a culture grounded in integrity, fairness, inclusion and trust. We therefore welcome applications regardless of ethnicity or cultural background, age, gender, nationality, religion, social class, disability or sexual orientation, or any other characteristics protected under applicable local laws and regulations.

Great to have you on board. Let's care for tomorrow.