Underwriter

Job description

  Location
Maidenhead, Berkshire
·  Salary
£ 30000 - £ 40000 / Year
·  Category
Banking & Financial Services - Mortgage Advisor
·  Job type
Permanent
·  Industry
Property
·  External Reference
MORTG-UNDER-18

Are you an experience underwriter with knowledge about mortgages?

Looking for progression in a growing company?

The Underwriter is responsible for underwriting mortgage applications in accordance with the Lending policy, TCF principles and FCA responsible lending best practice. It is expected they will maintain a high level of relevant industry knowledge and apply the highest standards of risk based underwriting at all times. The relationship with other areas of the business is fundamental to the delivery of a seamless service to the client and the highest levels of proactive co-operation and approachable are expected.

Key accountability's

·  Underwrite and approve Residential and Buy to Let mortgage applications in accordance with the lending policy, TCF and responsible lending principles, and within authorised mandate.

·  To be responsible for all underwriting queries, resolution of issues and decisions in principle for new cases.

·  Represent Operations in ongoing UAT.

·  To work closely with NBA Buddy to support their ongoing development and increase their knowledge in their role, through effective coaching and feedback.

·  To comply with the Code of Business Ethics and ensure your responsibilities regarding the Prevention of Financial Crime.

Experience and Skills

·  Experience in Underwriting

·  Ability to coach other members of the operations team

·  Detailed understanding of the mortgage intermediary market and related FCA permissions.

·  Demonstrate a full understanding of TCF, Responsible lending and regulatory knowledge applicable to the role

Optional Skills

·  Second Charge lending

·  CeMAP qualified

If you're interested, please apply now

Adecco acts as an employment agency for permanent recruitment and an employment business for the supply of temporary workers. The Adecco Group UK & Ireland is an Equal Opportunities Employer.

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