Servicing Advisor
Graduate job Maidenhead (Windsor and Maidenhead)
Job description
Servicing Advisor
Full time
Overall Purpose of Job
The principle responsibility of the Servicing Advisor role is to communicate/negotiate with customers and/or their representatives (e.g. solicitors, debt advisors, brokers) in order to rehabilitate and provide solutions to defaulting loans & mortgages through contact & consultation and at all times, adhering to Special Servicing Policies and Financial Regulations & Legislation.
Key Accountabilities
- Carry out post, email and telephonic duties (manual and auto/predictive dialler activities). This will include:
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Completing DPA checks
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Handle standard queries and where appropriate, transfer non-standard enquiries to specialist agents/departments
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Taking payments from customers & authorised parties including setting up Direct Debit instructions
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Accurately record events (e.g. telephone calls) onto the Account administration systems
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Respond to inbound calls and conduct outbound telephonic campaigns on defaulting loans & mortgages
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- Effectively negotiate arrangements offered, using influencing and negotiation techniques. This will include:
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Accurately capturing information to assess customer circumstances including customer Income & Expenditure information
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- Ensure decisions are made in line with Special Servicing/Client Policy rules and Financial Regulations & Legislation. This will include:
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Consideration of Forbearance options
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Instruction of field agents
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- Carry out other tasks & duties as assigned by Reporting Officer
Knowledge, Skills
- Ability to work in within a target-driven, fast paced, telephoned based financial environment with a desire to exceed expectations
- Positive attitude and resilient when faced with challenging situations
- To work as part of a team and manage change whilst adopting a positive attitude if faced with challenging situations
- Multi skilled in the role and ensuring that the business one touch approach to customer service is taken forward in all tasks
- Answering a high volume of calls and maintaining a rapid response rate according to agreed standards
Qualifications & Experience
- Minimum of 5 GCSEs (or equivalent) at C, to include Maths and English