CCB Risk - Dealer Commercial Services -Commercial Credit Analyst

Job description

JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $2.6 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small business, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world's most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Information about JPMorgan Chase & Co. is available at http://www.jpmorganchase.com/ .

As a Credit Analyst in DCS (Dealer Commercial Services), your primary responsibilities will be to support the local Underwriting team with portfolio management and credit approval package assistance. In addition, you will be assigned a portfolio of operating exposures, such as ACH facilities, and some traditional credit products, such as real estate loans, stand-by letter of credits, etc., and will be expected to effectively manage. The Credit Analyst will act as a System Administrator for Navigator, DCS' financial spreading system and develop credit skills for underwriting and learn Firmwide and DCS policies and procedures.

Responsibilities include but are not limited to:
· Prepare credit approval packages and provide recommendations for approval under the guidance of Underwriters and Credit Executives
· Clearly and concisely explain the key issues and recommend appropriate loan structures within the credit approval package
· Analyze and interpret financial statements and draw well thought out conclusions from analysis
· Consistently identify risk and suggest mitigating factors
· Assist with new business requests
· System Administration of Navigator
· Work proactively, in a constructive, diplomatic manner, with both internal and external contacts to keep transactions moving
· Demonstrate excellent communication skills both internally and externally and using those communication skills to effectively solve problems

Desired profile

·  BS/BBA in Finance, Accounting, other Business degree or equivalent work experience
·  At least 1-3 years of commercial underwriting/lending/credit experience is preferred.
·  Auto Finance experience a strong plus
·  Prior experience in a role utilizing basic accounting principles
·  Must be capable of multi-tasking and prioritizing in a time sensitive environment
·  Must maintain a high level of accuracy with attention to detail
·  Highly motivated team player
·  Effective written and verbal communication skills
·  Have a solid understanding of computer systems and Microsoft applications