*Credit Analyst - Dell Financial Services
AUSTRALIA Accounting / Management control
Job description
People make Dell – so wherever in the world they work, everyone is rewarded for their contribution. Ready to develop your career in a truly global company? Within the Dell Financial Services at Dell, we are looking for a Credit Analyst to join our team in Sydney.
Dell provides end-to-end solutions that enable more affordable and accessible technology around the world, empowering people everywhere to do more. You will be part of a collaborative team that believes in honest communication, shares creativity and welcomes different perspectives. There is a winning culture built on a platform of integrity and a spirit of innovation. We will also provide the mentoring, training and opportunities for you to fulfil your ambitions and potential.
Key Responsibilities:
· Provides analysis and interpretation of the customers' financial condition for proper evaluation of risk and the establishment of proper credit limits.
· Interacts with sales support, customers, underwriters and other Dell functions to support and maintain said accounts.
· Prepares formal credit reviews/write-ups and renders credit applications on new and existing accounts.
· Spreading and analysing customer financial statements and the determination of the appropriate risk grades (PD/LGD) and ensuring that said credit limits, conditions of same, and risk grades are entered and maintained within the appropriate systems.
· Monitors the existing portfolio and communicates credit concerns to management. Assists with the preparation and presentation of monthly reporting to management.
· Provides support in terms of any ad hoc testing, reporting or training requirements which may arise.
· Serves as key liaison with higher-level contacts within other departments, customers and third parties to obtain necessary credit information and documentation
"LIPriority"
Desired profile
Essential Requirements:
· 1-3 years' experience in a similar role.
· Strong financial analysis and credit underwritings skills.
· Proficient English language skills.
· A sound level of industry knowledge.
· Proven analytical and problem solving skills.
· Detail and results orientated.
· Flexible and capable of working on multiple tasks/projects concurrently. Desirable Requirements:
· Degree preferably in economics/finance/business or other relevant discipline, and/or equivalent professional qualification.
· Strong knowledge of leasing products and services.
· Experienced in fraud risk detection and prevention would be an advantage.
· Experience of working in a financial services environment. Strong understanding of lending best practice, policies and procedures