Expires soon DELL

*Credit Analyst - Dell Financial Services

  • AUSTRALIA
  • Accounting / Management control

Job description

People make Dell – so wherever in the world they work, everyone is rewarded for their contribution. Ready to develop your career in a truly global company? Within the Dell Financial Services at Dell, we are looking for a Credit Analyst to join our team in Sydney.

Dell provides end-to-end solutions that enable more affordable and accessible technology around the world, empowering people everywhere to do more. You will be part of a collaborative team that believes in honest communication, shares creativity and welcomes different perspectives. There is a winning culture built on a platform of integrity and a spirit of innovation. We will also provide the mentoring, training and opportunities for you to fulfil your ambitions and potential.

Key Responsibilities:

· Provides analysis and interpretation of the customers' financial condition for proper evaluation of risk and the establishment of proper credit limits.
· Interacts with sales support, customers, underwriters and other Dell functions to support and maintain said accounts.
· Prepares formal credit reviews/write-ups and renders credit applications on new and existing accounts.
· Spreading and analysing customer financial statements and the determination of the appropriate risk grades (PD/LGD) and ensuring that said credit limits, conditions of same, and risk grades are entered and maintained within the appropriate systems.
· Monitors the existing portfolio and communicates credit concerns to management. Assists with the preparation and presentation of monthly reporting to management.
· Provides support in terms of any ad hoc testing, reporting or training requirements which may arise.
· Serves as key liaison with higher-level contacts within other departments, customers and third parties to obtain necessary credit information and documentation
"LIPriority"

Desired profile

Essential Requirements:

·  1-3 years' experience in a similar role.
·  Strong financial analysis and credit underwritings skills.
·  Proficient English language skills.
·  A sound level of industry knowledge.
·  Proven analytical and problem solving skills.
·  Detail and results orientated.
·  Flexible and capable of working on multiple tasks/projects concurrently. Desirable Requirements:

·  Degree preferably in economics/finance/business or other relevant discipline, and/or equivalent professional qualification.
·  Strong knowledge of leasing products and services.
·  Experienced in fraud risk detection and prevention would be an advantage.
·  Experience of working in a financial services environment. Strong understanding of lending best practice, policies and procedures

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