Prestige Banker-Bugolobi

Job description

Role Profile

Job Title

Prestige Personal Banker

Business Area/Division

Retail

Job/Work Level (from Taleo)

Volume

Department / Function
Level 1


Retail

Corporate Title/Job Grade

BA3

Department/Function
Level 2

Reports into (job title)

Branch Manager

Location

Uganda

About Barclays

At Barclays, we recruit based on merit and are committed to promoting diversity throughout our organisation
Barclays moves, lends, invests and protects money for customers and clients worldwide. With over 300 years of history and expertise in banking, we operate in over 50 countries and employ over 140,000 people.
For further information about Barclays, please visit our website www.barclays.com

Overall Role Purpose
Key Accountabilities & approximate time split (%)

To deliver exceptional sales performance by identifying and meeting customer needs through selling & cross-selling of all Barclays Africa Retail products & services.

Knowledge and Competence

Market Knowledge and innovation

Provision of Customer Service-15%
Outputs:
· Own customer queries and complaints around account opening, loans and card applications and resolve in a timely manner. Escalate any unresolved queries, or queries not resolved in a short period of time to the Prestige Branch Manager.
· Build relationships with internal service providers (Operations and KYC Helpdesk) to ensure a quick turnaround time of escalated queries and complaints.
· Direct customers to the appropriate delivery channel to meet their needs e.g. cashiers, drop boxes, ATM etc.
· Advise customers as soon as cheque books, cards and other account items are ready for collection. Follow up with customers that have not collected the items within a reasonable time.
· Advise customers as soon as new loans are approved and encourage draw-downs on the new loans.
· When the branch is busy walk the queues- resolve quick inquires and direct customers to the correct counters.
· Restocks merchandising materials (pamphlets, forms) in the Prestige Branch and advise the Branch Manager if supplies are running low.

Technical Experience and Capability

Sales to Retail Banking Customers - 50%
Output:
· Participate in specific product campaigns by ensuring that the products are explained to customers.
· Agree, meet and exceed targets for specific sales campaigns.
· Maintain own sales performance statistics for management information usage.
· Own and manage personal product & channel sales targets to contribute towards the outlet sales objectives.
· Refer to the appropriate area of delivery for specialist product help or advice (e.g. Schemes or Home Loans) when uncertain about the product delivery or application process. Respond directly to the customer.
· Build effective relationships with branch staff to ensure that non-sales staff refer customers to the Personal Banker when they identify a particular product or service need.
· In integrated branches, build effective relationships with Customer Advisors to ensure that they refer standard customers who become eligible for Prestige products and services.
· Complete account opening documentation together with customers and submit to the Branch Manager for review before submitting to operations for processing.
· When selling loans to Retail prestige customers, complete the financial analysis and statement review on customer accounts. Where customers do not meet the minimum criteria, advise the customer, verbally or in writing as the customer requires. Report such denials to the Branch Manager on a daily basis.
· Call customers when their accounts have been opened, generate welcome pack letters and send to customers.
Branch Support-10%
Output:

· Together with the Branch Manager/BOM, open and close Cashier tills at the beginning and end of each day.
· Authorise cashier transactions above their teller limits when called upon.
· Act as cash custodian for the Branch. This involves checking cashier cash levels throughout the day, restocking cashiers or repatriating excess funds, and reordering cash from the external provider based on daily limits as set out.
· Perform any other duties as assigned.
Provision of Customer Service-15%
Output:

· Own customer queries and complaints around account opening, loans and card applications and resolve in a timely manner. Escalate any unresolved queries, or queries not resolved in a short period of time to the Prestige Branch Manager.
· Build relationships with internal service providers (Operations and KYC Helpdesk) to ensure a quick turnaround time of escalated queries and complaints.
· Direct customers to the appropriate delivery channel to meet their needs e.g. cashiers, drop boxes, ATM etc.
· Advise customers as soon as cheque books, cards and other account items are ready for collection. Follow up with customers that have not collected the items within a reasonable time.
· Advise customers as soon as new loans are approved and encourage draw-downs on the new loans.
· When the branch is busy walk the queues- resolve quick inquires and direct customers to the correct counters.
· Restocks merchandising materials (pamphlets, forms) in the Prestige Branch and advise the Branch Manager if supplies are running low.


Risk, Governance and Regulatory

Operational Rigour and Compliance with KYC Requirements-20%
Outputs:
· Ensure accuracy of each new account application, loan document, Barclaycard application and bank account mandate change. Personal Bankers are held personally accountable for accuracy and quality of these and supporting documents that they complete and submit.
· Achieve operational rigour excellence in all aspects of procedures and processes personally undertaken to ensure green audit.
· Follow the Retail end to end account opening ensuring new accounts are authorized and KYC compliant. Escalate any items that exceed the agreed service level time lines or where there are unresolved KYC requirements, to the Branch Manager.
· Comply with all general Barclays operational risk & rigour requirements e.g. KYC and anti-money laundering regulations.
· On occasion, assist the Branch Manager to open and close cashier tills at the beginning and end of each day.
· Conduct snap checks as allocated by the Branch Manager.
“Ensure that all activities and duties are carried out in full compliance with regulatory requirements, Enterprise Wide Risk Management Framework and internal Barclays Policies and Policy Standards. Understand and manage risks and risk events (incidents) relevant to the role.”

Experience and Qualifications

Competencies:
· Excellent planning & organization skills
· Very strong communication skills, both verbal and written
· Questioning skills
· Good PC skills
· Good numeracy & analytical skills
· Networking
· Good selling/influencing skills
· Presentation skills
· Listening skills
Knowledge & Expertise:
Essential
· Knowledge of the Bank's products, services and policies including standard tariffs.
· A good understanding of overall Retail goals & objectives, including the branch's objectives growth of sales, cost control and income contribution
· A thorough understanding of the sales process
· A working knowledge of the procedure manuals
· A good working knowledge and understanding of relevant legislation e.g. KYC, Anti-Money laundering, banking code, service standards, health & safety standards etc
· A thorough knowledge of the bank's internal departments, systems & procedures as well as risk & rigour requirements
Preferred
· Some knowledge of competitor products and services offered to high net-worth customers.
Experience & Qualifications:
Essential
· First degree or diploma or relevant experience in a front-line banking sales/marketing/service environment
Preferred
· Competitor product sales experience

Development Information / Career Path

Key Learning and Development Features

Potential Next Career Development Steps

Role Profile Content Agreement (for Locally Regulated Approved roles only)

The role holder will be a Locally Regulated Approved Person and will be registered with the Local Regulating body in control function 29 – significant management function. The role holder must both initially and ongoing meet the ‘fit & proper' criteria and standards necessary to be Local Regulator Approved.


Agreed by Line Manager

Name

Signature

Date

Agreed by Staff

Name

Signature

Date

Co-signed by HR Business Partner

Name

Signature

Date

Job Evaluation Reference

Name of Role Profile Content Creator

Date evaluated/created

01/01/2017

Reference code if applicable