Wordings Technician

Job description

Our Commercial Technical Underwriting (CTU) team is growing, and we have an exciting opportunity for a job that is new to Aviva. The Wordings Technician will be integral to supporting Aviva’s ambitions for profitable growth and technical excellence.

CTU is comprised of technical specialists that cover all elements of Commercial Lines insurance underwriting. This job focusses on ensuring our wordings are fit for purpose and in alignment with underwriting plans. Collaborating with the Wordings Assistants and Senior Underwriters within the team, you will manage technical reviews of the Aviva product set as well as providing analysis of broker wordings and view on acceptability of such.

We are looking for a team collaborator with a strong understanding of policy wordings in the commercial world. It's a great role for someone to demonstrate their keen eye for detail and ability to interpret policy coverage and understand the broader consequences of wordings nuances.

We are happy to consider applications from anyone who is able to work in our London office at least 1 day per week (you are welcome to work from home for the other 4).

Duties & Responsibilities

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Own the end to end analysis and review of the Aviva product suite and broker wording requests.

· 
Drive consistency in our wordings approach to ensure all wordings are accurately drafted, clear and align to our underwriting strategy.

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Work closely with Senior Underwriters and senior wordings specialists to align wordings with underwriting intent. Provide wordings solutions for complex risks to support front-line Underwriters.

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Engage with our legal department to ensure wordings stand up to legal scrutiny.

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Identify and drive improvements to our wordings suite. Apply market and legal developments and findings to ensure alignment with reinsurance protection. Coordinate the implementation of any changes.

· 
Identify any variations from Aviva standard wording and document the rationale for any agreements.

Skills & Experience required

· 
FCII/ACII Chartered Insurer qualification is preferable

· 
Proven knowledge of commercial insurance products developed through work experience. Understanding of the impact and requirements of relevant regulatory bodies and legislation on insurance contracts.

· 
Wordings drafting appreciation or experience. Willing to develop technical wordings capability across other lines of business and at a strategic level.

· 
Experience of working in a project-based environment and comfortable taking on a project management role. Ability to influence areas outside immediate control.

· 
Knowledge of reinsurance and its applications.

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Ability to think and act long term both strategically and operationally.

· 
Strong communication skills - confident in conveying information with accuracy and brevity.

· 
Proficient IT user, especially Microsoft Office.

What will you get for this role?

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Competitive annual salary depending on skills, qualifications and experience.

· 
Generous defined contribution pension scheme.

· 
Annual performance related bonus and pay review.

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Holiday allowance of 29 days plus bank holidays and the option to buy/sell up to 5 additional days.

· 
Up to 40% discount for some Aviva products through “My Aviva Extras” plus discounts for Friends and Family (some exclusions apply).

· 
Excellent range of flexible benefits to include a matching share save scheme.

Working at Aviva

At Aviva, we’re people with a purpose. To be with you today, for a better tomorrow.

We bring this to life by ensuring managing risk is at the heart of the way we all work. We love people who do the right thing for our customers, and our colleagues. We want people who speak up, who take responsibility, and who make good decisions.

The way we do this is important too. We always ‘Care More’. It’s our thing. We’re all about our people – that’s you – so we can be pretty flexible. If you want to work from home some of the time or change your hours so you can pick up your kids or care for someone in your family, we’re very open to that. In fact, we don’t advertise roles as either part or full time, because we know each person has different needs, just as each business area has different needs. So, it’s up to you to discuss working hours during your interview.

We care deeply about being inclusive and that means we encourage applications from people with diverse backgrounds and experiences. We want our employees to bring their whole self to work and that starts with you.

We interview every disabled applicant* that meets the minimum criteria for the job . Just send us an email once you’ve applied stating that you have a disclosed disability and we’ll make sure we interview you.

We’d love it if you could submit your application online . If you require an alternative method of applying, please give Megan Douglas a call on 0121 234 7665 or send an email to megan.douglas@aviva.com.

*As defined in The Equality Act 2010 *. By ‘ minimum criteria’ we mean you should provide us with evidence which demonstrates that you generally meet the level of competence required and have the qualifications, skills or experience defined as essential to perform the role.